Commercial Financing – Debt and Equity

Many of our corporate attorneys have served as general counsel at privately-held, equity-backed and public corporations. We leverage this experience to effectively counsel both established and emerging businesses as they grow.

Commercial Financing

The corporate attorneys at Wilchins Cosentino & Novins represent individual and institutional borrowers and lenders in securities and debt transactions ranging from the simple to the complex.

Business Advisory Services

As business attorneys, we address ongoing governance concerns and provide business advisory services for a wide range of business questions ranging from long-term strategic plans, ongoing business decisions such as buy vs. build, evaluation of business opportunities and risks as needed, and the creation and use of Boards of Advisors for operational challenges, long term planning, and management and control planning and transitioning.

Our business attorneys advise both investors and issuers in connection with capital-raising transactions involving private and institutional sources, including the preparation, negotiation and review of all related offering materials, transaction documents and securities filings. When representing an issuer, our business contract attorneys work closely with senior management to negotiate transaction terms with angel, institutional and quasi-public investors, to review and produce diligence materials and to ensure that the issuer does not run afoul of anti-dilution or other investor protective provisions that may be in place from prior financings.

Debt transactions, if secured, may involve a wide variety of security devices such as guarantees, stock pledges and security interests in inventory, equipment, accounts receivable, contract rights, intellectual property and real estate. Our corporate attorneys also advise clients in connection with raising capital from private and institutional sources, including the preparation of all related offering materials and assistance in its distribution. In performing these services, we remain mindful that the dealings between our clients and their opposite parties will be ongoing and we seek to provide counsel in a manner that not only protects our clients’ interests, but also preserves their valuable business relationships.